The current housing market is one of the most competitive in decades, with record-high prices and record-low inventory.  Houses in our area are currently selling above asking price and sometimes by tens of thousands of dollars and appraisals have been generally bearing out the selling prices with few exceptions. You may find yourself making [...]

Your credit score can range between 200 and 850.  The higher number here the better.  If you want to apply for a mortgage you should shoot for 620 or above.  You could pay up to 1% more for a lower [...]

From the ashes of the massive Equifax data breach of 148,000 million consumers and the Trump administration ongoing attempts to weaken or gut the Consumer Financial Protection Bureau and Dodd Frank, rises the “Trigger Lead” —your mortgage inquiry sold to the highest bidder in the shortest amount of time— to tempt you with better (or worse) [...]