Your credit score can range between 200 and 850.  The higher number here the better.  If you want to apply for a mortgage you should shoot for 620 or above.  You could pay up to 1% more for a lower [...]

Probably not!  According to a new study by Bank of America we have underestimated the money smarts of millennials.  

Millennials held the highest share of home buying activity out of all other generations for the fifth consecutive year, according to the 2018 Home Buyer and Seller Generational Trends [...]